Platform
The platform modules.
Each module is shown with its status. “Available”: in production. “On request”: enabled for an institution that asks for it. “Coming soon”: announced, not yet open.
Onboarding and identity
- Available
File opening
The saver builds a file online, on the institution's portal.
- Available
Reusable identity
A file verified once, reusable from one institution to another with the saver's consent.
- Available
Legal entities
The same journey for companies, their directors and their beneficial owners.
Compliance
- Available
AML/CFT screening
Each file is checked against sanctions lists and politically exposed persons lists.
- Available
Risk assessment
A risk level comes with each file to guide the institution's due diligence.
- Available
Consents
The saver authorises every sharing of the file and can withdraw consent.
- Available
Traceability
Every step of the file and every access are recorded.
Relationship
- Available
Institution's decision
The institution reviews the complete file and decides whether to take on the client.
- Available
Agreement and electronic signature
The account opening agreement is signed online.
Investing
- Available
Online orders
The saver places orders from their space. They reach the institution's queue, which executes them and confirms settlement.
- Available
Account funding, from the region or abroad
The saver funds their account with the institution from the bank they already use. Funds go straight to the institution, and orders go through with no extra step.
- On request
Mobile money and card
Deposits to the institution's account by mobile money or card, enabled with its merchant account.
Portfolio
- Available
Consolidated portfolio
Savers follow their whole portfolio in one place, whichever institution holds each account: value by currency, change over time, an indicative equivalent in their currency of residence. An account held elsewhere can be added by the saver, always marked as self-declared.
Connectivity
- Available
API and notifications
Files and their status reach your tools; you are notified at every step.
- Coming soon
Integration into partner apps
Mobile money operators and microfinance institutions offer stock market investing in their own app.
Funds
- On request
Fund distribution
Asset managers present their funds to verified savers.