All your accounts, one single screen
If you invest on BRVM, BVMAC or GSE, you likely have securities accounts at multiple SGIs. Inopay aggregates everything in a single dashboard — without ever moving your securities away from their SGI.
Today, every SGI has its own portal
You juggle between several interfaces, each with its own URL, login, display format. Consolidating your true performance requires rebuilding an Excel spreadsheet by hand every month.
3 portals, 3 formats, zero global view
A single portal that aggregates everything
Your full securities portfolio, in real time
Consolidated performance, allocation by asset class and by SGI, detailed positions, dividends received, pending orders — synchronised automatically via each partner SGI's API.
Your holdings
| Security | Market | Qty | Value | Perf |
|---|---|---|---|---|
| SONATEL SGI A | BRVM | 180 | 3 240 000 XOF | +8,1 % |
| BOA CI SGI A | BRVM | 45 | 1 845 000 XOF | +5,4 % |
| CFAO MOTORS SGI A | BRVM | 120 | 1 715 000 XOF | +2,8 % |
| PALM CI SGI B | BRVM | 200 | 2 400 000 XOF | +12,3 % |
| CEMAC TREAS. BOND SGI C | BVMAC | 80 | 1 920 000 XAF | +6,2 % |
| MTN GHANA Broker D | GSE | 350 | 8 200 GHS | +9,7 % |
By market
By asset class
Recent activity
More than just a consolidated view
The multi-SGI portal doesn't just aggregate numbers. It's your daily tool for steering your African securities savings.
Real-time consolidated view
Total portfolio, positions par SGI, P&L par titre, dividendes perçus, ordres en cours — synchronisés à chaque connexion.
Unified performance
Annualised total return across all markets, benchmarked against BRVM Composite, BVMAC and GSE-CI indices, historical allocation.
Smart alerts
Dividend announced, coupon landed, upcoming AGM, price threshold hit, UEMOA bond issuance call — notified at the right moment.
Consolidated tax export
One annual PDF statement covering all your SGIs, compliant with French (IFU), Belgian (TOB) and UK (HMRC) declaration formats.
SGI comparator
Effective fees, execution time, market coverage, customer service responsiveness — compare before opening an account elsewhere.
Unified order routing
From the same interface, place an order at the SGI of your choice. Inopay routes the transaction, the SGI executes, you see the confirmation.
Connect your SGIs in 2 minutes
Each partner SGI exposes a read-only aggregation API, accessible only after your explicit consent. Nothing is moved — we read, you stay in control.
Create your Inopay account
Sign up in 2 minutes, unified KYC in under 10 minutes. A single login for all your SGIs.
Connect each SGI
For each SGI where you hold an account, you sign an explicit consent (SMS or email OTP). Managed SGI by SGI.
Inopay synchronises
We read your positions, valuations, transactions. Read-only. Never any write, never any fund movement.
You pilot
All est consolidé dans un dashboard unique. Pour agir, Inopay transmet votre ordre à la SGI concernée — qui l'exécute.
Aggregation does not mean losing control
Inopay owns nothing. Every consultation is logged, every consent is revocable, every byte is encrypted.
Read-only
No write access, no order possible without your knowledge. Order placement = explicit validation from you on each action.
End-to-end encryption
TLS 1.3 in transit, AES-256-GCM at rest. Keys managed via HashiCorp Vault. Your SGI credentials never visible to Inopay.
Revocable consent
Disconnect an SGI in one click. Aggregation stops immediately. Inopay purges the data within 30 days.
Signed audit trail
Every consultation logged, every consent cryptographically sealed (Ed25519). 5-year retention, admissible in court.
The questions we get most
What if my SGI isn't an Inopay partner yet?
You can still create your Inopay account and open a securities account with a partner SGI. For aggregation of your current SGI, we contact them at your request — each new partnership adds one more SGI to the catalogue. The network keeps expanding.
Can Inopay place orders on my behalf?
No. Aggregation is read-only. To place an order, you explicitly validate each action, and your SGI executes it ultimately — Inopay only forwards your intent.
Can SGIs see that I use their competitor?
No. Each SGI only sees its own relationship with you. They don't know which other SGIs you use nor how much you hold with them. The Inopay portal is your private view.
What's the difference with classic bank aggregators (like Bankin' or Linxo)?
Les agrégateurs bancaires récupèrent comptes courants et épargne. Inopay se concentre exclusivement sur les comptes-titres africains (BRVM, BVMAC, GSE). Nous comprenons les spécificités : cotations, obligations UMOA-Securitys, dividendes XOF, coupons cedi, calendriers fiscaux par pays.
Is there a fee?
Portfolio aggregation is included in the free investor plan. The Pro plan (3,000 FCFA/month) adds advanced tax exports, premium alerts and SGI comparator. See the pricing page for details.
How can a new SGI become a partner?
The SGI integrates the Inopay API (open technical docs, public sandbox). 45 days onboarding, per-transaction pricing. Details on the SGI page and in the partner area.
Take back control of your savings
Create your Inopay account et consolidez tous vos portefeuilles en quelques minutes. Gratuit, sans engagement.